SayMoney - Your Finances
Manage your personal and business finances securely. SayMoney is the private, ad-free budget planner that keeps your data encrypted on your device.
Offer until 01/18/2026! Buy SayMoney Desktop and get SayMoney Pro (Mobile) for free!
- 1
Download and install SayMoney Desktop on your computer.
- 2
Purchase SayMoney Premium in the 'Add-ons' section.
- 3
You will receive a voucher code for both iOS and Android, which you can redeem immediately.
SayMoney - Keep track of your finances
Encrypted data synchronization
Easy to use thanks to its universal design
Get a quick overview of your finances
Use voice input to enter data
Your finances, simplified.
SayMoney is a professional and innovative personal finance tracker and budget planner designed to help you understand, analyze, and visualize your spending habits.Whether for personal budgeting or business use with VAT and tax tracking, SayMoney keeps you in full control of your money — privately, securely, and without ads.
Highlights
- Simple, intuitive design and operation
- Manage and evaluate all your finances in one place
- Support for multiple accounts, categories, transfers, and recurring payments
- Business mode with VAT and input tax display for freelancers and small businesses
- Powerful filtering, sorting, grouping, and aggregation of data
- Budgeting by category to track your spending goals
- Protect your data with PIN and Face ID
- Voice input, voice output, and voice commands
- Night mode and five application theme colors
- CSV export and import for seamless data transfer
- Receipt management, savings targets, and grocery lists
- Printing, data backup, and recovery functions
- Encrypted cloud sync via Dropbox, Google Drive, and other services
- Currency converter with live exchange rates
- Forecast feature to predict future balances
Privacy & Security
- 100% ad-free and tracking-free
- Works offline – no bank login required
- Your data belongs to you, fully encrypted and under your control
SayMoney — the smart, secure way to manage both personal and business finances.
AI Assistant Coming Soon
We are working on a powerful AI assistant to help you analyze your spending habits and provide personalized financial advice directly within the app.
SayMoney Desktop
SayMoney Mobile
FAQ
Frequently asked questions
What is the difference between SayMoney and SayMoney Pro?
Why choose SayMoney?
SayMoney is built on user feedback. In collaboration with financial consultants and our community, we developed an intuitive tool that offers a consistent experience across all platforms. We focus on what you actually need: simplicity, security, and efficiency.
How can I synchronize my data across multiple devices?
You can securely sync your data using Dropbox, Google Drive, or OneDrive. All synchronized data is fully encrypted to ensure your privacy remains under your control.
Why doesn't the app support subcategories?
To keep the interface fast and intuitive, we avoid complex subcategory structures. Instead, you can create specific categories and use our powerful filtering and grouping tools in the reports to achieve the same level of detail without the added complexity.
Can I use SayMoney without an internet connection?
Yes. SayMoney works 100% offline. You don't need a bank login or an active internet connection to manage your finances. Internet is only required if you choose to use the optional cloud synchronization feature.
Is my financial data shared with third parties?
Never. SayMoney is ad-free and tracking-free. Your data belongs to you; it is stored locally on your device or in your private cloud account. We have no access to your financial history.
Privacy Policy
Thank you for using SayMoney. The protection of your data is our top priority. This policy explains what information is processed and how it is used to ensure you feel secure while using our software.
This application does not record or store personal identification data such as name, age, marital status, date of birth, address, or telephone number on our servers. To manage licenses and provide support, we only store functional metadata such as the operating system used and your purchase status.
You can manually enter income and expenses at your discretion. SayMoney is not online banking software; it does not have direct access to your bank accounts. You may, however, choose to import CSV files containing your bank transactions locally.
All entered data is stored exclusively in a protected area on your local device and cannot be accessed by third parties. To prevent unauthorized access, we recommend setting a four-digit PIN or using biometric authentication (fingerprint/FaceID) within the app settings.
You maintain full control over your information. All entered data can be completely and permanently deleted at any time via the application settings.
We confirm that we have no access to your personal financial history. No transaction data entered within the app is stored by us outside of your local device, except for technical metadata required for licensing and synchronization services.
Responsible Party: The entity responsible for data processing in accordance with the Swiss Federal Act on Data Protection (FADP) is Weber IT & Apps, Eigenstrasse 30, CH-6260 Reiden, Switzerland. Email: info@weberitapps.com
Payment Processing: For the purchase of premium features or the Pro version, we use external payment providers (Stripe) and our own secure backend for transaction verification. During a transaction, necessary data such as your email and payment method are processed. We do not have access to your full credit card or bank account details.
Your Rights: Under Swiss law, you have the right to information, correction, or deletion of any data processed during the purchase phase. Since financial data is stored locally, you exercise your right to deletion by using the 'Delete Data' feature within the app.
Cloud Synchronization: If you choose to use cloud services such as Dropbox, OneDrive, or Google Drive for backup or synchronization, your data is processed by these providers according to their respective privacy policies. We do not have access to your cloud accounts or the data stored within them.
Auto-Update Feature: The Desktop versions include an automatic update feature. This service periodically checks our secure server for the latest version of the application. No personal or financial data is transmitted during this check.
Backend & Data Storage: We use a secure cloud-based backend (AWS Lambda) and a database to process payments, synchronize data tokens, and validate promo codes. While we do not store your financial records, we record functional data like your platform and purchase status to manage your license and provide technical support.
We do not use cookies, pixels, or other tracking technologies to monitor your behavior. Furthermore, our infrastructure is configured such that we do not store server log files (e.g., IP addresses) of our visitors. Your visit to our website is anonymous unless you choose to contact us via our web form.
If you have any questions regarding your privacy or this policy, please do not hesitate to contact us.
Disclaimer
The author of this program is not liable for damages to software, hardware, or property resulting from the use of the program. The author reserves the right not to be responsible for the topicality, correctness, completeness, or quality of the application provided. Liability claims against the author regarding damage of a material or idealistic nature caused by the use of the application are fundamentally excluded, provided there is no proven intentional or grossly negligent fault on the part of the author.